Multifamily Finance

Agency Access, Elevated Execution

Arcus Harbor offers direct access to Fannie Mae, Freddie Mac, FHA, and bridge financing through our strategic partnership with Lument, one of the industry’s top agency lenders. Clients benefit from institutional execution with entrepreneurial agility—plus the support of in-house servicing and customized solutions across multifamily, affordable, seniors, student, and manufactured housing.

With more than $21 billion in multifamily originations, our team brings deep knowledge of agency programs and capital markets. We help clients navigate complex financing confidently—from green incentives and energy-efficient executions to affordable housing and long-term preservation strategies.

Our advisory-first model ensures capital is aligned with business goals throughout the asset lifecycle—lease-up, repositioning, refinancing, or recapitalization. We don’t just close loans; we help structure smarter, execute faster, and perform stronger.


In Partnership with Lument

As a DUS® lender for Fannie Mae and an Optigo® lender for Freddie Mac, Lument brings programmatic insight, speed, and certainty of execution. In 2024 alone, it closed 266 agency loans aggregating $2.7 billion. As a Lument correspondent, Arcus Harbor delivers:

  • Direct agency access (Fannie Mae, Freddie Mac, FHA)
  • Bridge lending through Lument’s balance sheet
  • Execution backed by a national servicing platform
  • Access to Lument’s industry-leading agency lending capabilities, including a $52.6B servicing portfolio across 6,500+ loans (as of May 2025).

Lument’s reputation for certainty, speed, and tailored financing solutions—combined with Arcus Harbor’s advisory depth—makes for a capital execution experience built around performance, not red tape.

Why Choose Arcus Harbor?

Direct Capital Access
A streamlined path to agency execution without unnecessary layers.
Advisory-First Mindset
We help clients think through hold periods, cash flow needs, and optimal debt structuring.
Track Record of Results
More than $21B originated across all multifamily asset types and cycles.

Asset Classes

  • Conventional Multifamily
  • Student Housing
  • Affordable Housing (LIHTC & Section 8)
  • Seniors Housing (Independent, Assisted Living, Memory Care)
  • Manufactured Housing Communities (MHC)
  • Healthcare & Skilled Nursing Facilities
  • Build-to-Rent (BTR)

This Is the Part Where You Say Hi.

Whether you’re refinancing, structuring something tricky, or just looking for a second set of eyes, we’d love to hear what you’re working on.

Contact Us

No chatbots, no scripts. Just a team that knows capital markets—and actually responds.

Let’s talk.

Todays Rates
Arcus Harbor, acting as an advisor to our clients, provides unparalleled service, smart advice, and exclusive access to the best real estate debt solutions in the US.

About Arcus Harbor

Arcus Harbor is a unique boutique Real Estate Capital Advisory firm that customers respect and want to be in business with. With a long history of success and a tremendous reputation, the Arcus Harbor team is solely focused on our clients’ needs.​
Arcus Harbor Real Estate Capital, LLC (NMLS ID: 2620322) is regulated by the California Department of Financial Protection and Innovation. California loans made or arranged by this entity are pursuant to Arcus Harbor Real Estate Capital, LLC’s California Financing Law license #60DBO-195994.
Arcus Harbor Real Estate Capital Corp (DRE# 02250661) is regulated by the California Department of Real Estate. California loans made or arranged by this entity are pursuant to Arcus Harbor Real Estate Capital Corp’s California DRE license #02250661.
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